Life Insurance

Life Insurance Plans

Oftentimes, life throws unpredictable situations your way. But what can you do to prepare for unprecedented times? Obtaining life insurance is an excellent way to ensure your loved ones are protected. Whether you’re a business owner, parent, grandparent, or just seeking individual coverage, life insurance provides a financial safety net to protect the ones you love while also providing peace of mind. Additionally, life insurance can provide you with “Living Benefits”, such as, tax-free cash value you can use to pay for college expenses, a new car or a wedding, or supplement your retirement with tax-free income if a portion of the death benefit is no longer needed. With optional Riders, it can even pay for expenses if you have a chronic illness or pay your premium if you become disabled.

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Individual Life Insurance

If you’re seeking a reliable life insurance plan that provides the main policyholder coverage, individual life insurance may be right for you. Policyholders can choose the conditions of their insurance, from selecting the level of coverage to determining their beneficiaries. Not to mention, this type of insurance plan offers two policies: term life insurance and whole life insurance. Selecting a reliable life insurance plan takes time, consideration, planning, and research. Meet with Wanda Bastert to discuss your options today.

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Family Protection - Life Insurance

If you have children or are planning to have children in the near future, it might be wise to secure family life insurance. Family life insurance gives peace of mind that your dependents won’t financially suffer in the event of an unexpected death. Although it can be challenging to plan, family life insurance ensures a high quality of life for your children. Family Protection – Life insurance plans can provide protection for your whole family – you (the member), your spouse and your children – whether there’s one or eight. So in the event of unexpected death, your family’s finances can still be secure.

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Business Owner Life Insurance

Are you a business owner? Business owner life insurance, also known as key person insurance, is a type of insurance plan where the business is the beneficiary on the plan, meaning the company would be paid out if the policyholder were to pass away. This type of insurance is essential when the future of a company is largely dependent on a key executive. Obtaining business owner life insurance provides peace of mind that the business would be able to carry on while also buying time for the company to find a replacement or strategize a way to carry on without that key executive. Learn more about key person insurance by contacting Wanda Bastert today.

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Mortgage Protection

As a homeowner, you have so much to look forward to: exploring the neighborhood, making new friends, and creating memories your loved ones will cherish for the rest of their lives. Learn how a customized mortgage protection strategy using life insurance can protect your family and investment.

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